We offer a variety of financing options tailored to suit the specific, individual needs of each Christian ministry. We can:
Unlike many banks, Christian Savings charges no application fees and offers commercial lending options for terms up to 15 years.
We are also unique in that we benchmark our variable interest rate to the residential variable rates offered by the four largest banks. For most of our borrowers, this means we are saving them significant amounts of money in both fees and interest each year. We also offer fixed interest rate options.
We will typically lend up to 60 per cent of the valuation of a church building or commercial property, and up to 80 per cent of the valuation of a residential property. If a church or Christian charity owns other properties, these may be used as additional security, giving access to higher levels of credit.
For more information, please contact our Senior Lender, John Smeaton. Or alternatively, fill out an electronic application form and we will contact you.