Why borrow from us?

You'll get our experience and expertise

Since 1962, we have existed solely to help churches and Christian charities make the most of their assets for the kingdom of God. Unlike other banks and finance companies, we specialise exclusively on lending to Christian charities and organisations like yours.

We view lending as a partnership, not just a commercial transaction and have specific expertise in working with churches and charities. We therefore have a real passion for freeing them from financial worries and getting the best out of their assets.

We have fifty years of experience, and can help you with every step of the process, from doing a financial health check of your organisation to working with you on your development or maintenance plans.

You'll get excellent terms

We exist to support churches, not to make a profit.

We offer preferential interest rates for commercial and church properties, and repayment terms of up to 20 years. This saves many of our borrowers thousands of dollars each year.

We charge no application fees.

You'll get our friendly approach and wraparound service

We offer lending rates tailored specifically for churches and Christian Charities, and repayment terms of up to 20 years.

We take the time to understand your needs and then tailor our service to help you achieve your goals and mission.

We want you to succeed and will do everything we can to support you.

You'll benefit from our ethical investment approach

We are an ethical lending institution. The money we are able to lend out comes from ordinary people, mostly church members, depositing their savings with us, as well as churches and parishes from around New Zealand.

Unlike with many financial institutions, none of the money we lend you comes from investments in industries you might not want to support.

You'll be partnering with a financial institution that exists for God's glory

Our aim is to build up churches and charities so God’s will can be done here in Aotearoa, New Zealand.

When you take out a loan with us, you are joining in this work with us.

Your loan interest payments will help us lend to other churches and charities in turn. You become part of helping one generation after another grow and serve Christ in their communities.

You'll have access to four types of loans

We offer affordable loans to churches and Christian charities for:

We can help finance building as well as renovation and maintenance of existing buildings. We can also refinance existing loans.

For more information, please get in touch with our Senior Lender, John Smeaton. fill out an electronic application form and we will contact you.