Generously Backing Churches

Equipment Loans

Join over 200 churches and charities growing their ministries

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For Good Stewards

With lending options available for terms up to 5 years, we offer a variety of financing options tailored to suit the specific, individual needs of each Christian ministry.

Rates are available on request. Get in touch with our dedicated lending team to find out what option is best for your church or charity.

Growing healthy churches and charities

Growing Investments, Growing Churches

Christian Savings has been supporting churches with affordable loans for over 55 years. The funds we hold enable us to provide loans to churches and Christian charities, small and large.
How it works
Annual Report

Become an investor with Christian Savings and watch your money grow through on-call, term, charitable or funeral deposit options.


Your investment helps Christian Savings to provide ethical and meaningful loans to churches and Christian charities.


Feel good about keeping profits in New Zealand, where your savings are supporting Christian organisations growing God’s Kingdom.


Grow your money and take charge of your future. Your deposits will earn interest at a competitive rate, benchmarked to New Zealand’s largest banks.

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How it works

Equipment Loans

Suitable for funding items such as sound, lighting and musical equipment, chairs, computers and more. For churches and Christian charities unable to provide a mortgage as security, an equipment finance loan can be an alternative solution.
Great rates for churches

We offer interest rates benchmarked to the rates of New Zealand’s largest banks. We offer a fixed interest rate for up to 5 years.

We’re in it with you

We understand how churches work and are passionate about the greater cause of the local church. Our lending team will take the time to understand your needs and work to tailor our service to best achieve your goals and mission.

How much can I borrow?

The maximum equipment loan amount is $50,000 and the minimum is $3,000. For equipment loans, we take security over the equipment you purchase by registering a financing statement on the Personal Property Securities Register (PPSR).

"It's great to have someone who understands who we are, why we do what we do, how our income streams operate.

Christian savings has a heart to see lives changed, they understood our church's business model and potential, and worked really hard to support our plans."
Richard Batchelar
Elim Nelson

Keeping your best interests at heart

Looking for something else? Learn more about our other borrowing options, or talk with one of our lending team.

Vehicle Loans

Competitive finance option for vehicles exclusively for church leaders, between $3,000 and $40,000. Learn more about our low finance option, benchmarked to the interest rates offered by New Zealand’s four largest banks.

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Commercial Loans

Suitable for churches and Christian charities. We offer a variety of financing options tailored to suit the specific, individual needs of each Christian ministry; from financing new facilities or renovations, to maintenance or refinancing existing loans.

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Build healthy churches with us.


church and charity projects financed in Aotearoa, New Zealand


partners and investors, including individuals, families, churches and organisations


years of experience, partnering with churches since 1962
For Good Stewards

How to borrow.

Partner with Christian Savings and grow your ministry further. Find out what option is best for your church or charity.