Generously Backing Churches

Affordable Lending Options for Churches & Charities

Join over 200 churches and charities growing their ministries

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For Good Stewards

With over 55 years of experience, partner with a funder who understands churches and charities, and join over 200 borrowers who are have partnered with Christian Savings to help grow their ministries.

Rates available on request. Enquire Now or Request a Callback.

Growing healthy churches and charities

Growing Investments, Growing Churches

Christian Savings has been supporting churches with affordable loans for over 55 years. The funds we hold enable us to provide loans to churches and Christian charities, small and large.
How it works
Annual Report

Become an investor with Christian Savings and watch your money grow through on-call, term, charitable or funeral deposit options.


Your investment helps Christian Savings to provide ethical and meaningful loans to churches and Christian charities.


Feel good about keeping profits in New Zealand, where your savings are supporting Christian organisations growing God’s Kingdom.


Grow your money and take charge of your future. Your deposits will earn interest at a competitive rate, benchmarked to New Zealand’s largest banks.

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Keeping your best interests at heart.

With over 55 years of experience specialising in Christian lending, we understand and support churches and Christian charities better than other lending institutions. Find out what option is best for your church or charity.
For Good Stewards

Commercial Loans

Suitable for churches and Christian charities. We offer a variety of financing options tailored to suit the specific, individual needs of each Christian ministry; from financing new facilities or renovations, to maintenance or refinancing existing loans.
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For Good Stewards

Residential Loans

For organisations looking to build, purchase or renovate houses, manses, vicarages or social housing. Learn more about our competitive variable and fixed interest rate options for residential loans.
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For Good Stewards

Equipment Loans

Suitable for funding items such as sound, lighting and musical equipment, chairs, computers and more between $3,000 and $50,000. For churches and Christian charities unable to provide a mortgage as security, an equipment finance loan can be an alternative solution.
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For Good Stewards

Vehicle Loans

Competitive finance option for vehicles exclusively for church leaders, between $3,000 and $40,000. Learn more about our low finance option, benchmarked to the interest rates offered by New Zealand’s four largest banks.
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Outline graphic depicting hand nurturing a heart

Build healthy churches with us.


church and charity projects financed in Aotearoa, New Zealand


partners and investors, including individuals, families, churches and organisations


years of experience, partnering with churches since 1962
Where we invest your funds

Growing investments, growing churches.

"Christian Savings has been a dream to work with. We’ve been able to partner with a funder who shares our core values and together build the Kingdom of God.

Working with Christian Savings has meant we’ve built a relationship with people who actually understand the Church."
David Monk
ARISE Church, Borrower
For Good Stewards

Find out if Christian Savings is right for you.

It’s easy to open a call account or term deposit with us and become an investor. Our dedicated investment team can give you a call to find out if Christian Savings is the right option for you.
“Christian Savings is an organisation worth backing. They have a Kingdom mindset and heart to see churches and Christian charities not burdened by debt.”
Chris Bethwaite
Elim Churches of New Zealand

For Good

Partner with Christian Savings and grow your ministry further. Find out what option is best for your church or charity.