Generously Backing Churches

Financial Hardship Relief Assistance

Join over 200 churches and charities growing their ministries

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For Churches and Charities

In recognising the recent economic challenges posed by various factors, Christian Savings would like to offer a way to help relieve the financial pressure some churches and organisations are experiencing.

Rates are available on request. Get in touch with our dedicated lending team to find out what option is best for your church or charity.

How it works

Financial Hardship Relief

If you are currently a customer who has a loan, or loans with us, the process is simple.

• You will need to provide us with evidence of financial hardship.

• There must be no history of dishonoured or arrears in relation to your existing loans with us.

• You must not have received any previous top-up loans within the last 6 months.

• You must be able to provide us with an acceptable contingency plan for debt repayment.

Further Terms and Conditions apply.

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If you are new to us, you will need to go through a full credit assessment – however, we may be able to help you with options for different loans.

Please get in touch with our friendly team on 0508 728 464 or email for further information.

Lending Criteria

You can apply for a loan amount of up to 10% of your existing facilities.
Loans are issued on a Term Loan facility to be repaid in 5 years.


A minimum establishment fee of $500, or 1% of the new top up amount will apply.

Instant Approval

If all criteria are met, this loan is instantly approved. Terms and Conditions apply.

For our Depositors

If you deposit with us and require urgent financial assistance, including as a result of the recent severe weather in Auckland, please email We may be able to offer assistance.

Please do not hesitate to get in touch with our friendly team, and we can discuss ways we may be able to help you.

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"Our vision is to ensure that we can be there for the church primarily in the area of finance so that they can grow, develop and reimagine what it means to be a church in New Zealand.  It's a legacy that we are really proud of, and we know that will continue into the future."
Dan Mazengarb
Chief Executive

Terms and Conditions

• The Borrower must provide any “Know Your Client” information (being the information required by us to comply with the Anti-Money Laundering and Countering Financing of Terrorism Act 2009) necessary to ensure its client records with Christian Savings are up-to-date.

• The Borrower must have a Loan to Value Ratio (LVR) that is compliant with Christian Savings’ lending policy.

• The Borrower must pay an establishment fee of a minimum $500 or 1% of the facility amount, whichever is higher.

• Christian Savings’ revolving facility interest rates shall apply to financial hardship relief loans.

• The Borrower shall appoint CATAS Limited for its accounting and budgeting services if Christian Savings determines in its complete discretion that it is required to assist with the Borrower’s financial management and governance. The appointment of CATAS Limited shall be at the cost of the Borrower. However, Christian Savings may add a further $2,000.00 to a financial hardship relief loan to assist with the payment of the cost of their appointment.

• Within three months from the initial drawdown of the loan, the Borrower must hold a meeting with its congregation to advise them of its financial position and provide a copy of the associated meeting minutes to Christian Savings.

Further Terms and Conditions may be included at the discretion of Christian Savings.

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